EFU Life maintains this website to provide internet users with general information about the Company and its available services. By accessing and browsing the contents of this site, the user understands and accepts that:

• EFU Life makes best possible efforts to ensure that the information available is current and accurate. However, EFU Life cannot guarantee the accuracy of such information, nor can it guarantee that such information is always up to date.
  
  
• EFU Life does not accept any liability of any kind for any loss caused by negligence or otherwise. This includes, without limitation, any direct, indirect, punitive or consequential loss that arises from information that it has made available on these pages. It also includes actions, transactions or omissions that result from such losses. If in doubt, users should not act on this information without seeking professional advice.
  
  
• Unless otherwise noted, the contents of this site are subject to intellectual property rights which vest in EFU Life and may not be used in web pages, electronic, written publications or any other media without the express permission of EFU Life.
  
  
• All information about the products and services is subject to change without notice.
  
  
• Calculations made on the website are illustrative and serve as a guideline only, and are subject to confirmation by EFU Life. The Company does not guarantee the accuracy or completeness of any calculations.
  
  
• EFU Life Assurance Ltd will not exchange, sell or pass on your personal particulars to any other entity outside of the EFU group of companies or their assigns for their use in marketing or solicitation.
  
  
• EFU Life's services are available only in the Islamic Republic of Pakistan, unless specifically stated otherwise.