Life is the greatest divine gift and gives you the opportunity to live it by fulfilling your dreams. These dreams are your assets and drive you to plan accordingly. Whether it is your career, marriage, children's education or your retirement, planning for the future is the key to success. At each step in life you require a financial planning tool that can fulfill your and your family's needs with certainty.

EFU Life brings you "Asasa" - a high value savings and protection product that ensures you achieve your dreams for your loved ones.

The two distinguishing features of the plan are:

1. New unit linked fund with "interst free investments". The  investments include Islamic mutual funds, approved equities, term deposits in Islamic Banks and Sukuk Bonds. This new fund has been named "EFU Aitemad Growth Fund"  (AGF). As the name suggests, Aitemad (meaning Trust) outlines the basic philosophy of EFU Life's business and all its financial planning solutions.
   
   
2. Allocation of Bonus Units based on experience of the product: At the end of each year, EFU Life will review the mortality experience of the product, and in case of a surplus the amount will be distributed back to the clients in the form of "Bonus Units". These Bonus Units will be credited to the EFU Aitemad Growth Fund to enhance the cash value of the plan. As a service to society, you may also instruct EFU Life to utilize your share of the surplus for a social cause and donate it to a charitable institution.

For more details about the product, please download our product brochure.

Frequently Asked Questions – download.
Frequently Asked Questions –Investments, Fund and Shariah Boards - download.