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Death

This will provide for the payment of full sum assured in case of death of a member of the group due to any cause whatsoever.

Group Accidental Death Benefit
This will provide for an additional amount equal to the sum assured payable if the death results from an accident.

Group Accidental Disability Benefit
This will provide for a certain percentage of the basic sum assured (according to the schedule, which is in line with the Labor Laws) payable when permanent disability results from an accident.

Fortnightly Income Benefit
This will provide for an amount equal to half of the monthly salary subject to a maximum of Rs. 1,500 payable fortnightly for a maximum period of one year in case of temporary total disability cause by an accident.

Group Natural Disability Benefit
This will provide for the payment of the full sum assured in case of permanent and total disability due to natural causes.

Group Terminal Illness Benefit
This benefit provides for the advance payment of 50% of sum assured (subject to a maximum limit) in case of diagnosis of Terminal Illness. The remaining 50% sum assured will be payable on death.

Group Critical Illness Cover
This benefit can be secured as an independent policy and it provides for payment of sum assured if a member contracts any of the following ten illnesses.

Heart Attack
Cancer
Major Organ Transplant
Stroke
Paralysis
Kidney Failure
Deafness
Blindness
Multiple Sclerosis
Coronary Artery By-Pass Surgery

Group Loan Insurance
This benefit can be secured as an independent policy and it provides for full re-payment of outstanding loan in case of death of the member.

Group Provident Fund Insurance
This benefit can be secured as an independent policy and it provides for payment of a multiple of Provident Fund balance on death of the member.

GROUP BENEFITS DIVISION OFFICES

KARACHI

37-K Block 6, PECHS
Karachi - 75400
Karachi

Phone: 021-4535071~77
Fax:       021-4535079
LAHORE

87-B-III
Gulberg Scheme No.3
Lahore

Phone: 042-5870801~04
Fax:       042-5870700



FAISALABAD

58Z, Block Farooq Shaheed Road
Madina Town
Faisalabad

Phone: 041-647899
              041-629351
ISLAMABAD

3rd Floor, Al-Malik Centre
70W, Jinnah Avenue, Blue Area
F-7/G-7
Islamabad

Phone: 051-2820979 & 89
              051-2873379 & 82
              051-2271371
Fax:       051-2272630
 
 


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