Children are a blessing from the Almighty and mean a world to you. Every parent wants to give their loved ones a secure future and a life that is least disturbed by financial constraints. You, as a caring parent need to choose an investment and protection package that can cater to all your requirements and can act as a smart financial tool no matter what uncertainties life unfolds for you.

EFU Life brings you "Noor" - a complete financial planning solution  for you to plan for your children's future education and marriage. The plan helps you accumulate a fund over a savings period which can be used to finance your children's college or university education, or marriage expenses.

The two distinguishing features of the plan are:

1. New unit linked fund with "interst free investments". The investments include Islamic mutual funds, approved equities, term deposits in Islamic Banks and Sukuk Bonds. This new fund has been named "EFU Aitemad Growth Fund"  (AGF). As the  name suggests, Aitemad (meaning Trust) outlines the basic philosophy of EFU Life's business and all its financial planning solutions.
   
   
2. Allocation of Bonus Units based on experience of the product: At the end of each year, EFU Life will review the mortality experience of the product, and in case of a surplus the amount will be distributed back to the clients in the form of "Bonus Units". These Bonus Units will be credited to the EFU Aitemad Growth Fund to enhance the cash value of the plan. As a service to society, you may also instruct EFU Life to utilize your share of the surplus for a social cause and donate it to a charitable institution.

For more details about the product, please download our product brochure.

Frequently Asked Questions – download.
Frequently Asked Questions –Investments, Fund and Shariah Boards - download.