Inflation Protection
This option gives you the security and peace of mind of knowing that the benefits provided by your Plan will be automatically updated every year regardless of your state of health.

Under this option, the contribution will increase every year by 7% of the original premium with an appropriate increase in benefits, without any medical evidence.

Access to your savings
Please remember that the value in the early years is likely to be low as the Plan is designed as a long-term investment vehicle.
Alternatively, you may just want a small proportion of the capital you have built up. The Plan gives you the facility to make a partial withdrawal at any time whilst continuing to make contributions and keeping the Plan in force. This facility is subject to at least Rs. 20,000 remaining in the Plan after such withdrawals. The Guaranteed Sum Assured will need to be adjusted to reflect this partial encashment.

Retirement Income
The Plan gives you the facility of applying the maturity value to provide a pension to help you maintain your standard of living in retirement. The income will be payable monthly in arrears and the level will be dependent on the guaranteed payment period, the value of the Plan and your age at the time

Investment with a "Safety Net"
The moment you start saving with the Investment Plan you will enjoy a guaranteed level of life assurance protection. This cover means that even if you should die before the end of the selected term your dependants will receive the greater of the sum assured or the cash value of the Plan at the date of death.

This Basic sum assured is also guaranteed as a minimum payment at maturity in the unlikely event that the actual value of your units is lower. The increase in the Basic sum assured as a result of the Inflation Protection benefit is also guaranteed.

Inflation Protection
This option gives you the security and peace of mind of knowing that the benefits provided by your Plan will be automatically updated every year regardless of your state of health.

Under this option, the contribution will increase every year by 7% of the original premium with an appropriate increase in benefits, without any medical evidence.

Inflation Protection
This option gives you the security and peace of mind of knowing that the benefits provided by your Plan will be automatically updated every year regardless of your state of health.

Under this option, the contribution will increase every year by 7% of the original premium with an appropriate increase in benefits, without any medical evidence.

Investment with a "Safety Net"
The moment you start saving with the Investment Plan you will enjoy a guaranteed level of life assurance protection. This cover means that even if you should die before the end of the selected term your dependants will receive the greater of the sum assured or the cash value of the Plan at the date of death.

This Basic sum assured is also guaranteed as a minimum payment at maturity in the unlikely event that the actual value of your units is lower. The increase in the Basic sum assured as a result of the Inflation Protection benefit is also guaranteed.