Use of this Website is covered under the following disclaimer, terms, and conditions. Usage of this Website means visitors to this Website, have agreed to the following:
By accessing and using this Website and / or using the information provided on or via this Website you agree to be bound by this Disclaimer. In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.
You acknowledge and undertake that you are accessing the services on the Site and transacting at your own risk and are using your best and prudent judgment before entering into any transactions through the Site.
We may collect and hold personal information about you, that is, information that can identify you, and is relevant to providing you with the services or products you are seeking. This personal information may include details such as your name, age, gender, contact information, products and services you are interested in or require more information about.
If the personal information you provide to us is incomplete or inaccurate, we may be unable to provide you with the services you are seeking.
EFU Life guarantees that your personal data will not be disclosed or sold to third parties under any circumstances without your explicit informed consent.
The information provided on or via this Website should not be used as a substitute for any form of advice. Decisions based on this information are on your own account and risk.
No opinion, advice or statement of EFU Life, or any affiliate, or their respective suppliers, agents, members, officers, directors, employees, representatives, whether made on this Website or otherwise, shall create any warranty. You assume total responsibility and risk for your use of this Website and your reliance thereon.
EFU Life controls and maintains this Website from Pakistan and makes no representation that the information provided on or via this Website is appropriate or available for use in other countries. If you use this Website from other countries, you are responsible for compliance with applicable local laws.
EFU Life does not represent or warrant that this Website will function without any error or service interruption(s).
Use of this Website that may hinder the use of other users, that can or may endanger / jeopardize the functioning of this Website and/or affect the information provided on or via this Website or the underlying software, is not permitted.
This Website and its Disclaimer shall be governed by and construed in accordance with the laws of Pakistan. All disputes arising out of or in connection with this Disclaimer shall be submitted to the exclusive jurisdiction of the courts of Pakistan.
EFU LIFE reserves the right to change the information provided on or via this Website, including the terms of this Disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this Website, including the terms of this Disclaimer, periodically for changes.
In no event shall EFU LIFE be liable to you or any third party for any damages of any kind arising out of or relating to the use of this Website or its contents, including, but not limited to, any lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages, even if EFU LIFE has been advised of the possibility of such damages. The foregoing shall apply regardless of whether a claim arises in contract, tort, negligence, strict liability or otherwise.
Neither EFU LIFE nor any of its affiliates nor any of their respective officers, directors, employees or agents, makes or has made any recommendation regarding any securities issued by any of the companies identified on this Website.