The future you dream of starts with the choices you make today. EFU Hemayah Pension Fund, a Voluntary Pension Scheme (VPS), helps you shape that future by combining tax savings, flexible investment options and the freedom to choose how and when you retire.

Key Features:

• Up to 20% Tax Savings
• Complementary Takaful Life Coverage
• Complementary Accidental Death Coverage
• Flexible Fund Allocation Options
• Start with as low as Rs. 1000

EFU Hemayah Secure Income Plan helps individuals, businesses and institutions turn their hard-earned savings into a reliable, Shariah-compliant retirement income.

Key Features:

• Entry Age: 18 years
• Minimum Contribution: Rs. 500,000
• Payout Frequency: Monthly, Quarterly, Semi-Annual or Annual
• Indexation: 5% and 10 %
• One time lump sum payment
• Lifetime Shariah-Complaint Income