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    Preparing You for the Peaceful Years Ahead

    A financially secure retirement begins with the choices you make today. At EFU Hemayah Takaful, we believe everyone deserves to enjoy their golden years with dignity, comfort and independence. Our tailored retirement solutions offer expert guidance and structured savings options for individuals and organizations alike, helping you build lasting financial stability and peace of mind for the years ahead.

    Corporate Clients

    2000+

    Approved by

    SECP

    AUM (Assets Under Management)

    PKR 260 Billion

    Lives Insured

    10 Million+

    Corporate Clients

    2000+

    Approved by

    SECP

    AUM (Assets Under Management)

    PKR 260 Billion

    Lives Insured

    10 Million+

    Hemayah Pension Fund
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    Hemayah Secure Income Plan
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    Hemayah Smart Fund Plan
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    Hemayah Pension Fund
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    Hemayah Secure Income Plan
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    Hemayah Smart Fund Plan
    Learn More
    PKR

    Your Annual Payout

    Annual payout Amount (In Rupees) 0

    Based on your contribution of PKR 0

    PKR

    Your Annual Payout

    Annual payout Amount (In Rupees) 0

    Based on your contribution of PKR 0

    PKR

    Your Annual Payout

    Annual payout Amount (In Rupees) 0

    Based on your contribution of PKR 0

    FAQs

    It’s best to start saving for retirement as early as possible—even at the beginning of your career. The earlier you begin, the more time your savings have to grow through compounding, making it easier to achieve your retirement goals.

    The right retirement solution depends on your age, income, career stage, and financial goals.

    • EFU Hemayah Pension Fund is ideal for individuals seeking flexibility and direct control over their retirement savings.
    • EFU Hemayah Smart Fund Plan are typically offered by employers and provide disciplined, long-term savings.
    • EFU Hemayah Secure Income Plan are suitable for those looking for a guaranteed income stream after retirement.

    Consulting with a financial advisor can help you choose the most suitable plan for your needs.

    No, retirement plans are designed for everyone—regardless of age or income level. Starting early, even with small amounts, can make a significant difference over time. These solutions help all individuals build financial security for their future.

    Turning Savings into Steady Income


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