Leading Life and Health Insurer and Family Takaful Operator in Pakistan

A Smarter Start to Long-Term Growth

The future you envision depends on the steps you take today. Whether you are planning for your child’s education, building long-term wealth, preparing for retirement or securing your family’s future, the foundation of it all lies in starting early and planning wisely.

The Hemayah Takaful Accelerated Savings Plan is a Shariah-compliant, Waqf based plan, designed to give your financial journey that early momentum. By funding future contributions upfront, it allows your investment to begin working at full capacity from day one, helping you grow your savings more effectively over time. This proactive approach helps you build wealth more efficiently over time, while also providing life insurance protection to safeguard your loved ones along the way.

The plan is available in two variants to suit your goals:

Variant A: Offers a 10-year coverage term with a lump-sum payment of five times the annual contribution.
Variant B: Provides a flexible coverage term ranging from 10 to 25 years, along with a higher lump-sum payment of ten times the annual contribution.

Main features:

Investment-linked life coverage product, combining savings and coverage
Advance contribution feature (future contributions funded upfront)
Investment begins from day one
Life coverage throughout the membership term
Built-in Accidental Death & Disability Benefit
Available in two variants:
Variant A: Minimum Annual Contribution starts from Rs. 40,000
Variant B: Minimum Annual Contribution starts from Rs. 35,000

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FAQs

Hemayah Takaful Accelerated Savings Plan is a Shariah-compliant coverage and savings plan that combines investment growth with life coverage through a lump sum contribution payment.

This plan is available to individuals aged 18 to 65 years, based on age at next birthday.

No, medical tests are generally not required unless specifically requested based on age or health conditions.

The minimum Regular Basic Plan Contribution for each variant is as follows: