Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Confidence for Every Tomorrow

Planning for tomorrow begins with the right steps today. EFU Hemayah Takaful helps you stay prepared for every stage of life with a blend of protection and financial growth. Whether you want to secure your family’s future, save for your child’s education or build long-term wealth, our range of solutions are designed to help you achieve your goals with confidence and peace of mind.

Lives Insured

10 million+

Sales Force

7,000+

Cities

125+

Branches

300+

Lives Insured

10 million+

Sales Force

7,000+

Cities

125+

Branches

300+

FAQs

Takaful Life & Savings is a Shariah-compliant way to save regularly, grow wealth, and plan for your family’s future through mutual support.

Takaful works on the principle of mutual assistance. Participants contribute to a shared fund that helps each other in times of need, while savings grow ethically according to Shariah principles.

It helps you save systematically, plan for important life goals like your child’s education, and ensure your money is invested in a Shariah-compliant way.

Yes! Takaful plans are flexible and designed for different budgets, allowing you to start small and increase contributions as your financial situation grows.

Your contributions begin growing as soon as the plan is active. The growth depends on the plan type and fund performance.

Yes. Many Takaful plans allow you to adjust contributions, increase benefits, or modify savings goals as your needs change.

Anyone who wants to save ethically, build wealth over time, and plan for future goals like education or other family needs.