Leading Life and Health Insurer and Family Takaful Operator in Pakistan

See your capital appreciate!

Making a sound investment requires good judgment and foresight. As an investor, one of the most important questions you face is: what do you want your investments to achieve for you?

Most investors would like a combination of capital growth and, in an uncertain world, financial security. We believe that the ideal solution is the EFU Capital Growth Plan. By pooling your investments with a large number of people, the Capital Growth Plan allows you to benefit from death cover and investments across a wide range of equities together with a good spread of government securities and cash deposits. The pooled fund is managed by professional investment managers which gives the private investor access to investment expertise which they would otherwise not be able to afford.

EFU Capital Growth Plan provides the perfect combination of capital growth with the protection of life insurance.

Main features:

Single-premium whole of life plan
Participate in the returns of EFU Growth Funds
Expert investment management
100% of your investment is used to buy units at the prevailing offer price
Access your savings when you need them
Built-in protection benefits

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FAQs

By pooling investments from multiple individuals, the plan offers a diversified portfolio including equities, government securities, and cash deposits, managed by experts.

Yes, the plan provides access to your savings when needed, offering flexibility for unexpected financial requirements.

The plan includes built-in protection benefits, offering both investment growth and life insurance coverage. It allows you to access part of your investment in case of emergencies, provides you with a retirement income, and lets you top up your savings with a lump sum payment called “Fund Acceleration Premium”.

The plan is a single-premium whole of life policy, offering a long-term investment horizon. This lump sum payment is typically a one-time premium that provides coverage for the entire lifetime of the insured individual.

To be eligible for our Capital Growth Plan, individuals must be aged between 18 and 70 years. The minimum annual premium required for this plan is 50,000 PKR.