Life is unpredictable, and so are medical bills. A sudden illness, an accident, or a prolonged treatment can turn into financial strain overnight. From seasonal outbreaks like dengue and viral flu to major procedures like angioplasty or cancer treatment, healthcare costs are rising faster than most households can manage.
That’s where EFU Life Mukammal Sehat Plan comes in, a comprehensive health insurance plan that truly delivers a complete health care package. It offers extensive coverage ranging from hospitalization and surgeries to critical care treatments, ensuring your family gets the right care without financial stress. With cashless access at EFU Life’s nationwide network of accredited hospitals, no reimbursement delays and simplified processes, you can focus entirely on recovery while we take care of the bills, kyun ke Sehat Sab Se Pehle.
The EFU Life Mukammal Sehat Plan comes in two flexible variants to suit your family’s needs:
Personal Shield: Each family member receives separate coverage, ensuring dedicated protection for everyone.
Family Shield: A cost-effective option where one pooled limit is shared across family members, offering comprehensive protection with added savings.
Main features:
Coverage for pre-existing conditions is included after the applicable waiting period
Maternity benefits cover delivery and associated hospital expenses
Health coverage is offered up to PKR 1,000,000 for major treatments and hospitalizations
Continuous coverage is available up to age 80 if enrolled by age 64
Additional limits are provided for accident-related hospitalizations
Pre-hospitalization expenses such as tests, consultations, and medications are reimbursed
Post-hospitalization visits, lab tests, and medications are also covered
High-cost diagnostic procedures like MRI, CT Scan, PET Scan, and ECHO are included
Emergency international medical coverage is available while traveling abroad
The optional mHealth Rider gives digital access to doctors, prescriptions, lab bookings, and health services
