Leading Life and Health Insurer and Family Takaful Operator in Pakistan

24/7 Teleconsultation Support

End-to-End Digital Experience

Integrated Wellness Ecosystem

Discounted Labs and Pharmacies

Personalized Health Journeys

Rewards & Discounts Partners

FAQs

Yes. We offer fully Shariah-compliant Takaful plans that integrate the same innovative wellbeing and lifestyle features. These plans are based on Shariah principles of mutual cooperation.

Our Takaful wellbeing plans operate on a Waqf-based model, where contributions are made to a collective fund used to support all participants. The focus on caring for one's health is a core Islamic value, and the rewards system is designed to encourage this responsible behavior in a Halal manner.

Just like our conventional plans, you are rewarded for positive lifestyle choices that are fully Shariah-compliant, including:

Physical Activity: Such as walking, swimming, or other permissible exercises.
Proactive Health Management: Completing health assessments and educational modules.
Mental & Spiritual Wellbeing: Engaging with content designed to reduce stress and improve mindfulness.

Yes. The digital health services provided, including tele-consultations, lab bookings, and e-pharmacy, are all permissible and designed to make managing your health convenient and accessible in a Halal way.

Absolutely. We uphold the Islamic principle of confidentiality. Your personal and health data is secured with strict privacy measures and is not shared without your explicit consent.

You can view the details of our Shariah-compliant wellbeing plans, such as the Hemayah WIN Lite / Ultra Savings Plan or avail our mHealth subscription for doctor consultation.