EFU Life WIN Policy is offered in two variants:

• EFU Life WIN Ultra: Starting from PKR 250,000 per annum
• EFU Life WIN Lite: Starting from less than Rs. 5,000 per month (annual payments apply)
  
  

The EFU Life mHealth subscription provides seamless access to qualified healthcare professionals, expert consultations, e-prescriptions, and convenient scheduling of lab and diagnostic services. For more information, visit: www.efulife.com/mhealth

Step 1: Download the latest version of the EFU Life WIN mobile application.

You can download EFU Life WIN application from Google Play store on Android devices or the App store on iOS devices.

Step 2: Get rewarded via Short Term Reward

You can earn a Rs. 500 voucher upon completing steps or heart rate goals that will appear in the rewards section of EFU Life WIN mobile application.

You can earn a maximum of 4 vouchers worth a total of PKR 2,000 in a month by achieving any one or a combination of both goals.

Step 3: Higher the Points, Greater the Rewards – Explore Medium-Term Reward

Completing monthly Steps or Heartrate targets earns you a voucher. Similarly, achieving goals and completing challenges—such as walking, running, hitting the gym, or using the EFU WIN app—earns you WIN Points

You can accumulate WIN points and redeem them at EFU online store for exciting rewards annually.

Step 4: Long-Term Policy Linked Benefit

Along with the short-term & medium-term rewards, you can also earn long-term policy-linked benefits which will be accrued annually and credited to your account value of the policy every five years. The long-term policy-linked benefit is based on the policy term and EFU Win status which is based on the points accumulation over the course of a year.

EFU Life WIN program is an internationally recognized and scientifically proven initiative. It encourages customers to adopt a healthy lifestyle by offering rewards and incentives while accessing core insurance benefits, which could be used for multipurpose savings and investments or as your safety net in case of unforeseen events.

It’s simple; live healthily and get rewarded, an innovative approach to life insurance. EFU Life WIN rewards its customers for being physically, mentally, and emotionally fit and stress-free. It is a behavioral wellness solution that has helped millions of people around the world get healthy by giving them the tools, knowledge, access, and incentives to improve their health.

A wearable device is not mandatory, and one can use their mobile phone to track activity in the form of steps.

Scientific studies have proven that a higher heart rate burns more calories; by burning more calories, you become healthier; and a healthier lifestyle results in a longer life. This is why it is important to track your heart rate to identify how long in a day it is in the fat burning zone.

Tracking your EFU Life WIN results in a strong sense of achievement and brings you closer to the target that you need to achieve to earn your short-, medium- and long-term rewards.

Moreover, the higher your points, the greater your status! If you achieve Winner status, the annual reward you earn would be higher as compared to what you would earn by remaining on Achiever. This is why tracking your status level is highly recommended.

You must be over 18 to apply for the EFU Life WIN policy.

Yes, you can apply for the EFU Life WIN policy before your 65th birthday and enjoy the benefits.