Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Your companion in life

Planning for your future as a couple? Discover EFU Hemayah Takaful’s "Hemayah Takaful Humsafar“, a Shariah Compliant joint life unit-linked plan covering both partners, securing family savings in case of either's untimely demise.

Lump sum payout to the surviving partner.
Benefit payable at both first and second deaths.
Hedge against inflation through the inflation protection benefit.

Choose EFU-Hemayah “Hemayah Takaful Humsafar Plan” to ensure both you and your partner are financially covered.

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Zarnak Sidhwa

Zarnak Sidwa, a professional chef and mother, shares her journey. Despite initial skepticism, the insurance policy she purchased became invaluable when her husband passed away unexpectedly. The EFU Life policy provided her with the vital income benefit, supporting her children's education and inspiring her to secure their future with a life insurance policy.

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Almae Jafri

Discover Almaee Hassan Jafri's unwavering commitment to his family's future. Moved by a colleague's untimely passing, he embraced life insurance as a shield against uncertainty. Follow his journey as he works tirelessly to send his son to a prestigious UK university, empowered by the security of financial planning and the promise of a brighter tomorrow.

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FAQs

In case of the first death, the Sum Covered is payable. After the first death, the surviving spouse has the option to continue paying contributions or cease payments. The benefit payable on death varies based on these choices.

Yes, the Hemayah Takaful Humsafar Plan offers the flexibility to enhance your coverage through additional Takaful riders. These riders are designed to customize your coverage according to your specific needs and circumstances, providing an extra layer of security for you and your family.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

All individuals aged between 20 and 50 years are eligible to buy this plan. The minimum annual contribution required for this plan is PKR 50,000.