Leading Life and Health Insurer and Family Takaful Operator in Pakistan

Today's choices, tomorrow's security

Looking for a Shariah Compliant Takaful Plan that adapts to your changing life circumstances and helps you achieve your financial goals? Look no further than "Hemayah Takaful Savings Plan" from EFU Hemayah Takaful that offers flexible takaful coverage to fit your unique requirements.

Fund Acceleration Contribution to top up savings
Access your savings when needed, with bonus units from the 15th year.

Choose "Hemayah Takaful Savings Plan" and get the flexibility and takaful coverage you need to secure your future.

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Zarnak Sidhwa

Zarnak Sidwa, a professional chef and mother, shares her journey. Despite initial skepticism, the insurance policy she purchased became invaluable when her husband passed away unexpectedly. The EFU Life policy provided her with the vital income benefit, supporting her children's education and inspiring her to secure their future with a life insurance policy.

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Almae Jafri

Discover Almaee Hassan Jafri's unwavering commitment to his family's future. Moved by a colleague's untimely passing, he embraced life insurance as a shield against uncertainty. Follow his journey as he works tirelessly to send his son to a prestigious UK university, empowered by the security of financial planning and the promise of a brighter tomorrow.

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FAQs

The plan offers various features:

The ability to choose different levels of takaful coverage for the same contribution.
Additional benefits to tailor the plan to your needs.
Fund Acceleration Contribution to boost savings.
Flexible access to savings.

The contribution you pay will be used to purchase units in a shariah compliant fund. You can choose from different Shariah Compliant Funds based on your risk appetite and investment goals. The available takaful funds are categorized with their respective risk profiles.

All individuals aged between 18 and 65 years are eligible to buy this plan. The minimum annual contribution requirement for this plan is PKR 30,000.

Participants can choose to make FAC payments in addition to their regular contributions. These extra contributions are directed towards the Participant Investment Account, allowing for a more significant allocation to shariah compliant funds. As a result, participants may experience faster fund growth and potentially increased savings over time.

Yes, the plan offers additional benefits such as:

Takaful Accidental Death Benefit: provides an additional lump-sum benefit in case of accidental death.
Additional Term Takaful: offers the flexibility to increase your life cover when needed.
Takaful Family Income Benefit: steady monthly income, equivalent to 1% or 2% of the Basic Sum Covered.
Takaful Life Care Enhanced Benefit: The plan remains active after receiving a cash sum on diagnosis, ensuring continued coverage.