Leading Life and Health Insurer and Family Takaful Operator in Pakistan

A unique plan designed especially for women

At EFU Hemayah Takaful, we understand that women have unique financial needs and concerns. Empower your financial future with our meticulously crafted women-only plan. The plan offers:

Built-in takaful coverage for women-centric cancers and critical illnesses.
Flexibility to top-up savings through Fund Acceleration Contribution.
Hedge against inflation through the inflation protection benefit.

Choose the “Takaful Nisa Savings Plus Plan" and take control of your and your family’s financial future.

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Zarnak Sidhwa

Zarnak Sidwa, a professional chef and mother, shares her journey. Despite initial skepticism, the insurance policy she purchased became invaluable when her husband passed away unexpectedly. The EFU Life policy provided her with the vital income benefit, supporting her children's education and inspiring her to secure their future with a life insurance policy.

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Almae Jafri

Discover Almaee Hassan Jafri's unwavering commitment to his family's future. Moved by a colleague's untimely passing, he embraced life insurance as a shield against uncertainty. Follow his journey as he works tirelessly to send his son to a prestigious UK university, empowered by the security of financial planning and the promise of a brighter tomorrow.

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FAQs

The Built-In benefit is a distinctive feature of the Hemayah Takaful Nisa Savings Plus Plan. It offers coverage for women-centric critical illnesses and cancers. In case you are diagnosed with one of the covered female cancers or female-specific illnesses, this benefit provides an additional lump sum payment, enhancing the financial support during challenging times.

Yes, the Hemayah Takaful Nisa Savings Plus Plan offers the flexibility to enhance your coverage through additional Takaful riders. These riders are designed to customize your takaful coverage according to your specific needs and circumstances, providing an extra layer of security for you and your family.

You have the option to increase your savings by investing extra funds into the Participant Investment Account through Fund Acceleration Contribution. Participants can choose to make FAC payments in addition to their regular contributions. These extra payments allow for a more significant allocation to the Participant Investment Account. As a result, Participants may experience faster fund growth and potentially increased savings over time.

The inflation protection benefit acts as a hedge against inflation. It ensures that the benefits provided by your plan are automatically updated to account for inflation each year. This helps to maintain the real value of your accumulated fund and provides a stronger financial foundation over time.

Absolutely, the Hemayah Takaful Nisa Savings Plus Plan offers you the flexibility to access your savings based on your needs. You can make partial or full withdrawals after the second annual contribution has been paid. A Wakalat-ul-Istismar fee which would be equivalent to 50% of cash value will apply if the policy is surrendered before payment of 2 full years’ contribution. This feature ensures that you have financial liquidity when required, without compromising the overall benefits of the plan.

All individuals aged between 18 and 55 years are eligible to buy this plan. The minimum annual contribution required for this plan is PKR 24,000.