Your Annual Payout
Based on your contribution of PKR 0
Your Annual Payout
Based on your contribution of PKR 0
Your Annual Payout
Based on your contribution of PKR 0
EFU Hemayah has long been a trusted partner in protecting lives, health and financial wellbeing. With EFU Hemayah Secure Income Plan, we take that commitment further, helping individuals, businesses and institutions turn their hard-earned savings into a reliable, Shariah-compliant retirement income. Whether you’re approaching retirement, designing post-exit benefits for employees or seeking reinvestment options, our flexible annuity plans offer steady, halal returns that are free from market risks and management worries. With EFU Hemayah Secure Income Plan, your tomorrow remains as dependable as your today.
Key Features:
PKR 231 Billion
PKR 2.99 Billion
VIS Rating
10 Million+
Turn your savings into a monthly income that lasts your entire life, with Payouts increasing 5% every year. On death, your nominee receives either the full Cash Value or double in case of accidental death.
Best for individuals seeking lifelong financial security and protection against outliving their savings.
Receive a guaranteed income for 10 or 15 years, whether or not you survive the full term. If you pass away earlier, the remaining payouts continue to your beneficiary.
Ideal for corporates structuring retirement benefits, or individuals who want to support dependents for a fixed period.
Receive regular guaranteed income for 10 years, followed by lifetime Payouts for as long as you live. If you pass away during the first 10 years, your beneficiary continues to receive the remaining payouts.
Ideal for individuals seeking a balance of certainty and lifetime
coverage, as well as corporates designing structured retirement
benefits.
Based on your contribution of PKR 0
Based on your contribution of PKR 0
Based on your contribution of PKR 0
EFU Hemayah Secure Income Plan is a contract where you invest a lump sum amount and in return the insurer pays you a regular income. This ensures financial security and helps manage expenses during retirement.
Payments can begin immediately through any of the payout frequency selected by the annuitant.
You can choose when your income starts. Payments may begin right away under the chosen payout frequency by the annuitant (yearly, half yearly, quarterly or monthly).
EFU Hemayah currently offers the below annuity options:
Yes. You can opt for monthly, quarterly, half-yearly or annual payouts depending on your financial needs.
The treatment of your money depends on the annuity type. In some cases, payments stop upon death. In others, your nominee may receive the remaining value or continued income according to the plan chosen.