Leading Life and Health Insurer and Family Takaful Operator in Pakistan

A Smarter Start to Long-Term Growth

The future you envision depends on the steps you take today. Whether you are planning for your child’s education, building long-term wealth, preparing for retirement or securing your family’s future, the foundation of it all lies in starting early and planning wisely.

The EFU Accelerated Savings Plan is designed to give your financial journey that early momentum. By funding future premiums upfront, it allows your investment to begin working at full capacity from day one, helping you grow your savings more effectively over time. This proactive approach helps you build wealth more efficiently over time, while also providing life insurance protection to safeguard your loved ones along the way.

The plan is available in two variants to suit your goals:

Variant A: Offers a 10-year benefit term with a lump-sum payment of five times the annual premium.
Variant B: Provides a flexible benefit term ranging from 10 to 25 years, along with a higher lump-sum payment of ten times the annual premium.

Main features:

• Investment-linked life insurance product, combining savings and protection
• Advance premium feature (future premiums funded upfront)
• Investment begins from day one
• Life insurance coverage throughout the policy term
• Built-in Accidental Death & Disability Benefit
• Available in two variants:
Variant A: Minimum Annual Premium starts from PKR. 40,000
Variant B: Minimum Annual Premium starts from PKR. 35,000

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FAQs

EFU Accelerated Savings Plan is a unit-linked life insurance and savings plan that combines investment growth with life protection through a lump sum premium payment.

This plan is available to individuals aged 18 to 65 years, based on age at next birthday.

No, medical tests are generally not required unless specifically requested based on age or health conditions.

The minimum Regular Basic Plan Premium for each variant is as follows: