Living well is more than protection, it’s about embracing a lifestyle that nurtures your mind, body and spirit. EFU Life empowers you to take a holistic approach to wellbeing, supporting healthier choices, stronger habits and a balanced life. When you prioritize yourself, every day becomes an opportunity to excel and live fully.
24/7 Teleconsultation Support
End-to-End Digital Experience
Integrated Wellness Ecosystem
Discounted Labs and Pharmacies
Personalized Health Journeys
Rewards & Discounts Partners


Our Wellbeing and Lifestyle programs are a modern approach to life insurance that goes beyond traditional insurance. They are designed to support and reward you for making positive, healthy choices in your daily life, integrating wellness tracking, digital health services, and preventive care into your financial planning.
A healthier lifestyle can lead to a longer, more fulfilling life. Our programs recognize this by rewarding your healthy activities with immediate vouchers, redeemable points, and long-term policy benefits. This means your daily efforts towards wellness can directly enhance your financial savings and protection.
You are rewarded for a variety of activities that contribute to your overall wellbeing, such as:
Physical Activity: Achieving daily step counts or engaging in exercises that elevate your heart rate.
Health Assessments: Completing mindfulness, nutrition and general health assessment questionnaires.
Goals: Tracking and maintaining healthy eating habits
Sleep: Track sleep every day and earn points
Engagement Over Time: Earn points on recurring engagement over time with the app
Holiday Points: Earn points based on special occasions
No special equipment is needed. Your smartphone is all you need to access our complete wellbeing ecosystem:
Our integrated digital health platform provides you with:
Yes. Our Disease Management Program is focused on prevention and awareness, providing you with resources, expert content, and tools to understand and manage health risks before they become serious.