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    Comprehensive Protection for Every Cardholder

    PayPak Cards are designed to go beyond payments, combining everyday convenience with added financial protection. Offered in three variants: Standard, Green, and Pink, each card includes embedded coverage and benefits, suited to a wide range of customer profiles. Whether you're looking for essential security or extended lifestyle support, PayPak ensures dependable coverage through both Conventional and Takaful options.

    Key Features:

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    Death Coverage

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    Accidental Death Coverage

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    Daily Health Cash Benefit

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    Daily ICU Benefit

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    Fraudulent Transaction Coverage

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    Micro Critical Illness
    (for Pink Card only)

    Seamless Claims Support


    Navigate your claim confidently with our simple and trusted process.

    Explore Our Products


    Choose the coverage that suits you.

    PayPak Standard Card

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    PayPak Green Card

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    PayPak Pink Card

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    PayPak Standard Card

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    PayPak Green Card

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    PayPak Pink Card

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    FAQs

    The PayPak debit card offers convenient access to the funds through ATMs and retail outlets across Pakistan. It also supports contact and contactless payments with advanced chip technology.

    The PayPak Standard debit card provides:

    • Death Coverage Amount: PKR 100,000 (death due to any cause)

    • Accidental Death Coverage: PKR 200,000 (in case of death due to accidental cause)

    • Daily Health Cash Benefit: PKR 2,000 per day*

    • Daily ICU Benefit: PKR 4,000 per day*

    • Fraudulent Transaction Coverage: PKR 30,000 per year against fraudulent or unauthorized transaction

    You can request the PayPak Standard Debit Card directly from any PayPak issuing bank.

    The PayPak Green debit card is an affordable, mono-badged debit card designed to promote financial inclusion. It caters to underserved segments of society which includes social assistance participants, blue-collar workers, and low-income wage employee banking customers

    The following are the features of the PayPak Green Debit Card:

    • Death Coverage Amount: PKR 50,000 (death due to any cause)

    • Accidental Death Coverage: PKR 100,000 (in case of death due to accidental cause)

    • Daily Health Cash Benefit: PKR 1,000 per day*

    • Daily ICU Benefit: PKR 2,000 per day*

    • Fraudulent Transaction Coverage: PKR 15,000 per year against fraudulent or unauthorized transaction against fraudulent or unauthorized transaction

    You may apply through participating banks offering the PayPak Green Debit Card.

    The PayPak Pink Debit Card is created specifically for women in Pakistan, aimed at encouraging them to engage in everyday financial transactions with ease and security

    The following are the features of PayPak Pink Debit Card:

    • Death Coverage Amount: PKR 100,000 (death due to any cause)

    • Female Critical Illness: A lumpsum coverage of PKR 100,000 in case of the diagnosis of 7 women specific cancers which include Breast, Uterus, Cervix Uteri, Ovary, Fallopian Tube, Vagina, Vulva, and on the diagnosis of the critical illnesses of severe Osteoporosis and Rheumatoid Arthritis.

    • Accidental Death Coverage: PKR 200,000 (in case of death due to accidental cause)

    • Daily Health Cash Benefit: PKR 2,000 per day*

    • Daily ICU Benefit: PKR 4,000 per day*

    • Fraudulent Transaction Coverage: PKR 30,000 per year against fraudulent or unauthorized transaction against fraudulent or unauthorized transaction

    50 lucky PayPak Pink Debit cardholders will be selected through a lucky draw to receive executive health checkups for:

    • Anemia Screening

    • Mammogram

    • Pap Smear

    • 3 Scholarships per month of PKR 100,000 each for child education

    No, the PayPak Pink Debit card will exclusively be offered to women only.

    The PayPak Pink Debit Card can be obtained through banks, affiliates, and issuing partners that provide PayPak Pink Debit Cards to their customers.

    Yes, the PayPak Pink Debit Card is acceptable at over 18,500 ATMs across Pakistan.

    The nominee/customer can notify us of any existing or previous claims by:

    • Calling our helpline at 021-111-338-111

    • Messaging us on WhatsApp: 0323-5545581

    • Send an email at claims@efulife.com.

    A dedicated claims coordinator will then get in touch to collect all necessary documents via WhatsApp for further ease and simplification.

    • CNIC copy of deceased and beneficiary

    • Death Certificate (copy)

    • Copy of PayPak card or bank-issued verification

    • FIR in case of accidental death

    • CNIC of the cardholder

    • Hospital Admission & Discharge Reports

    • ICU admission proof (for ICU benefit)

    • Copy of PayPak card or bank-issued verification

    • Claim form duly filled by the cardholder

    • Complaint received from the customer along with an image of your card and a copy of your CNIC

    • Account statement showing the account is open, active and in good standing at the time of making the claim

    • Copy of the declined attempt details (if any)

    • Copy of the CCTV footage of the incident (if any)

    • Any other document required

    • Card blocking report

    • FIR and final challan proving the occurrence of the crime and identifying the criminals via the Bank’s final investigation report

    • Any other document/evidence if proof that unauthorized transactions were performed on customer account.

    • CNIC of the cardholder

    • Diagnosis reports

    • Medical history (if any)

    • Hospitalization records (if any)

    • Copy of PayPak card or bank-issued verification

    *any other document deemed necessary by the company (only on a case-to-case basis, where necessary)

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